Ontario Insurance Coverage You Can Count On

Let the brokers do the legwork to find the hidden and best coverage just right for your needs.  They have access to multiple personal and commercial insurance providers to choose from.

Get A Quote  - Faster  - No Obligation

home and auto insurance combined

Personal insurance is the collective name for the different types of insurance products available to cover the individual items you own. It also includes leisure and lifestyle properties. Things such as your Car, Home, Renters, Boat, RV, Travel Trailer, Motorhome, Seasonal Home/Cottage, and Personal Watercraft. Usually, this type of insurance has a bundle of coverage opportunities for more discounts and savings.  For example, combine Auto and Home for coverage.                      
Read More

Plans Available

commercial and business insurance icon

Commonly referred to as business insurance.  It shields properties,  businesses, and corporations, their owners, and employees from any liabilities. It covers loss of physical damages and other operational interruptions that may threaten revenues and growth.  No two businesses are the same as their needs and situations.  Commercial insurance caters to business-specific daily activities.   

>  Read More

Plans Available

A type of insurance that is difficult to obtain due to location or occupancy, physical risk or hazards, and claims profile. These are a few of the examples that do not fit the traditional insurance marketplace. We have specialized markets that are tailored solutions for this need.
> Read More

Plans Available

Insurance Providers and Marketplace

These are few of the insurers of personal and commercial property market.  We will present the best ones for you to compare.

Types of Businesses Covered


Toronto Harbour Skyscrapper
Toronto Skyscraper View from Lake Ontario

Insuring local GTA community with dedicated personal service for over 20 years.

In this day and age of technology and everything being digital, it is much more personal and authentic to know about the insurer’s representative with direct interaction. I’m Edward Hernandez, a licensed insurance broker with Spriggs Insurance Limited. I am having 20 years of experience specializing in personal and commercial business insurance in the Greater Toronto Area. I care about our customers and want to provide exceptional service and savings. This is how we keep them longer and attract more through referrals.

Scroll to Top